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Nationwide Agribusiness Insurance

By Nationwide

Last reviewed: December 2025

Comprehensive farm insurance products including property, liability, livestock mortality, and business income coverage specifically designed for dairy...

Nationwide Agribusiness is one of the largest agricultural insurers in the United States, providing comprehensive coverage solutions specifically designed for dairy farms. Their farm insurance products cover property, livestock, liability, equipment, and business income.

Dairy-specific coverages include livestock mortality for high-value animals, milk contamination coverage, mechanical breakdown for critical equipment, and business income protection during periods of loss. Nationwide's network of agricultural agents understand dairy operations and can structure policies to address unique farm risks.

The company offers both traditional farm packages and specialized commercial agribusiness policies for larger operations, with risk management services including farm safety programs and loss prevention resources.

Key Features

  • Farm Property Coverage: Barns, equipment, stored feed, and farm improvements
  • Livestock Mortality: Protection for high-value animals including registered cattle
  • Farm Liability: Coverage for bodily injury and property damage claims
  • Equipment Breakdown: Coverage for mechanical and electrical equipment failures
  • Business Income: Protection for lost income during covered claim periods

Advanced Features

  • Milk Contamination: Coverage if milk must be dumped due to contamination
  • Pollution Liability: Coverage for manure spills and environmental incidents
  • Umbrella Liability: Additional liability limits beyond base policy
  • Employee Practices: Coverage for employment-related claims

Ideal For

Farm Types: Dairy farms, Mixed livestock operations, Diversified farms, Agribusiness operations

Competitive Advantages

What sets Nationwide Agribusiness Insurance apart from alternatives:

  • One of the largest agricultural insurers with financial stability
  • Specialized agricultural agents who understand dairy operations
  • Dairy-specific coverages like milk contamination
  • Risk management and loss prevention services
  • National claims network with ag-focused adjusters

Pricing Information

Here is the pricing information for Nationwide Agribusiness Insurance:

Premiums vary based on farm size, coverage limits, and claims history

Pricing Model: annual-premium

Actual premiums depend on specific risk assessment. Contact local agent for quote.

Pros & Considerations

Advantages:
  • Major insurance provider
  • Agricultural program expertise
  • Wide coverage options
  • National presence
  • Risk management resources
Considerations:
  • Large company dynamics
  • Agent quality varies
  • Pricing competition varies
  • Not dairy-specialized

Implementation & Setup

How to implement Nationwide Agribusiness Insurance on your dairy operation:

Implementation Timeline: Policy quotes typically within 1-2 weeks

Training & Support

Training and support options available for Nationwide Agribusiness Insurance:

Support Channels:

    Evaluation Questions

    Key questions to consider when evaluating Nationwide Agribusiness Insurance:

    1. What is the total insured value of your farm property?
    2. Do you have high-value registered livestock requiring mortality coverage?
    3. What are your current liability limits?
    4. Do you have coverage for equipment breakdown?
    5. Have you considered business income protection?

    Explore Insurance - Property & Liability

    Explore all Insurance - Property & Liability solutions in the Therio Dairy Directory to compare features, pricing, and alternatives.

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    About Nationwide

    Learn more about Nationwide and their complete product lineup on their company profile page.

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